How do Part A costs work?

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Part A costs for hospitals and skilled nursing facilities are defined by 60-day “benefit periods.”  Each benefit period triggers the Part A deductible ($1408 in 2020).[1]  A new benefit period begins when you are re-admitted after 60 days of receiving no inpatient hospital or skilled nursing facility care.  It is possible to incur the Part A deductible several times in one year if you have multiple hospitalizations.  You are also responsible to pay copays for days 61-90 in a hospital and for days 21-100 in a skilled nursing facility.

 


[1] “Medicare costs at a glance,” U.S. Centers for Medicare and Medicaid, accessed January 17, 2020, https://www.medicare.gov/your-medicare-costs/medicare-costs-at-a-glance