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Medigap Plans Comparison


BENEFIT Plan A Plan B Plan C Plan D Plan F* Plan G Plan K Plan L Plan M Plan N
Part A Deductible   * * * * * 50% 75% 50% *
Part B Deductible     *   *          
Part A Coinsurance * * * * * * * * * *
Part B Coinsurance * * * * * * 50% 75% * All but $20 office visit and $50 ER visit copays
Skilled Nursing Facility Care Coinsurance     * * * * 50% 75% * *
Part B Excess Charge         * *        
Foreign Travel Exchange up to plan limit     80% 80% 80% 80%     80% 80%
Out-of-pocket limit** N/A N/A N/A N/A N/A N/A $7,060 $3,530 N/A N/A
BENEFIT Plan A Plan B Plan C Plan D
Part A Deductible   * * *
Part B Deductible     *  
Part A Coinsurance * * * *
Part B Coinsurance * * * *
Skilled Nursing Facility Care Coinsurance     * *
Part B Excess Charge        
Foreign Travel Exchange up to plan limit     80% 80%
Out-of-pocket limit** N/A N/A N/A N/A

 


BENEFIT Plan F* Plan G Plan K
Part A Deductible * * 50%
Part B Deductible *    
Part A Coinsurance * * *
Part B Coinsurance * * 50%
Skilled Nursing Facility Care Coinsurance * * 50%
Part B Excess Charge * *  
Foreign Travel Exchange up to plan limit 80% 80%  
Out-of-pocket limit** N/A N/A $7,060

 


BENEFIT Plan L Plan M Plan N
Part A Deductible 75% 50% *
Part B Deductible      
Part A Coinsurance * * *
Part B Coinsurance 75% * All but $20 office visit and $50 ER visit copays
Skilled Nursing Facility Care Coinsurance 75% * *
Part B Excess Charge      
Foreign Travel Exchange up to plan limit   80% 80%
Out-of-pocket limit** $3,530 N/A N/A

 

* Plan F also offers a high-deductible plan.  The plan pays after you have paid for your portion of Medicare-covered services up to the deductible amount.

** Plans K and L pay 100% of covered services for the remainder of the year after you meet your out-of-pocket limit and annual Part B deductible.  

Note:  Plans F and C are available only to beneficiaries who were eligible for Medicare before January 1, 2020.

Source:  “How to Compare Medigap Policies,” U.S. Centers for Medicare and Medicaid Services, accessed December 27, 2023, https://www.medicare.gov/supplement-other-insurance/compare-medigap/compare-medigap.html.