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Medigap Plans Comparison


BENEFITPlan APlan BPlan CPlan DPlan F*Plan GPlan KPlan LPlan MPlan N
Part A Deductible *****50%75%50%*
Part B Deductible  * *     
Part A Coinsurance**********
Part B Coinsurance******50%75%*All but $20 office visit and $50 ER visit copays
Skilled Nursing Facility Care Coinsurance  ****50%75%**
Part B Excess Charge    **    
Foreign Travel Exchange up to plan limit  80%80%80%80%  80%80%
Out-of-pocket limit**N/AN/AN/AN/AN/AN/A$7,220$3,610N/AN/A
BENEFITPlan APlan BPlan CPlan D
Part A Deductible ***
Part B Deductible  * 
Part A Coinsurance****
Part B Coinsurance****
Skilled Nursing Facility Care Coinsurance  **
Part B Excess Charge    
Foreign Travel Exchange up to plan limit  80%80%
Out-of-pocket limit**N/AN/AN/AN/A

 


BENEFITPlan F*Plan GPlan K
Part A Deductible**50%
Part B Deductible*  
Part A Coinsurance***
Part B Coinsurance**50%
Skilled Nursing Facility Care Coinsurance**50%
Part B Excess Charge** 
Foreign Travel Exchange up to plan limit80%80% 
Out-of-pocket limit**N/AN/A$7,220

 


BENEFITPlan LPlan MPlan N
Part A Deductible75%50%*
Part B Deductible   
Part A Coinsurance***
Part B Coinsurance75%*All but $20 office visit and $50 ER visit copays
Skilled Nursing Facility Care Coinsurance75%**
Part B Excess Charge   
Foreign Travel Exchange up to plan limit 80%80%
Out-of-pocket limit**$3,610N/AN/A

 

* Plan F also offers a high-deductible plan.  The plan pays after you have paid for your portion of Medicare-covered services up to the deductible amount.

** Plans K and L pay 100% of covered services for the remainder of the year after you meet your out-of-pocket limit and annual Part B deductible.  

Note:  Plans F and C are available only to beneficiaries who were eligible for Medicare before January 1, 2020.

Source:  “How to Compare Medigap Policies,” U.S. Centers for Medicare and Medicaid Services, accessed 1/29/2025, https://www.medicare.gov/supplement-other-insurance/compare-medigap/compare-medigap.html.