BENEFIT | Plan A | Plan B | Plan C | Plan D | Plan F* | Plan G | Plan K | Plan L | Plan M | Plan N |
Part A Deductible | * | * | * | * | * | 50% | 75% | 50% | * | |
Part B Deductible | * | * | ||||||||
Part A Coinsurance | * | * | * | * | * | * | * | * | * | * |
Part B Coinsurance | * | * | * | * | * | * | 50% | 75% | * | All but $20 office visit and $50 ER visit copays |
Skilled Nursing Facility Care Coinsurance | * | * | * | * | 50% | 75% | * | * | ||
Part B Excess Charge | * | * | ||||||||
Foreign Travel Exchange up to plan limit | 80% | 80% | 80% | 80% | 80% | 80% | ||||
Out-of-pocket limit** | N/A | N/A | N/A | N/A | N/A | N/A | $7,060 | $3,530 | N/A | N/A |
BENEFIT | Plan A | Plan B | Plan C | Plan D |
Part A Deductible | * | * | * | |
Part B Deductible | * | |||
Part A Coinsurance | * | * | * | * |
Part B Coinsurance | * | * | * | * |
Skilled Nursing Facility Care Coinsurance | * | * | ||
Part B Excess Charge | ||||
Foreign Travel Exchange up to plan limit | 80% | 80% | ||
Out-of-pocket limit** | N/A | N/A | N/A | N/A |
BENEFIT | Plan F* | Plan G | Plan K |
Part A Deductible | * | * | 50% |
Part B Deductible | * | ||
Part A Coinsurance | * | * | * |
Part B Coinsurance | * | * | 50% |
Skilled Nursing Facility Care Coinsurance | * | * | 50% |
Part B Excess Charge | * | * | |
Foreign Travel Exchange up to plan limit | 80% | 80% | |
Out-of-pocket limit** | N/A | N/A | $7,060 |
BENEFIT | Plan L | Plan M | Plan N |
Part A Deductible | 75% | 50% | * |
Part B Deductible | |||
Part A Coinsurance | * | * | * |
Part B Coinsurance | 75% | * | All but $20 office visit and $50 ER visit copays |
Skilled Nursing Facility Care Coinsurance | 75% | * | * |
Part B Excess Charge | |||
Foreign Travel Exchange up to plan limit | 80% | 80% | |
Out-of-pocket limit** | $3,530 | N/A | N/A |
* Plan F also offers a high-deductible plan. The plan pays after you have paid for your portion of Medicare-covered services up to the deductible amount.
** Plans K and L pay 100% of covered services for the remainder of the year after you meet your out-of-pocket limit and annual Part B deductible.
Note: Plans F and C are available only to beneficiaries who were eligible for Medicare before January 1, 2020.
Source: “How to Compare Medigap Policies,” U.S. Centers for Medicare and Medicaid Services, accessed December 27, 2023, https://www.medicare.gov/supplement-other-insurance/compare-medigap/compare-medigap.html.