Medicare does not cover dental services.  Some Medicare Advantage plans include dental benefits and may also offer additional riders at an extra cost for additional dental services.  

If your modified adjusted gross income exceeded $97,000 (single) or $194,000 (joint) two years ago, then an Income Related Monthly Adjustment Amount (IRMAA) may be applied to your Part B and Part D premiums in the current year.  Every year this IRMAA will be recalculated based on the MAGI on your tax return reported two years previously. 

If you delay enrollment in Part D after you have become eligible for Medicare and do not have creditable prescription drug coverage from another source, you may incur a late enrollment penalty.  Creditable prescription drug coverage is coverage as good as or better than Medicare drug coverage.  Examples would include drug coverage from most group plans, VA and TRICARE.  If you receive state aid for your prescriptions costs through the Extra Help program, you are exempt from the late enrollment penalty.  The penalty is triggered when you enroll in Part D and will be applied as long as you ha

If you delay enrollment in Part B after you have become eligible for Medicare and are not covered by other insurance such as a group plan, you may incur a late enrollment penalty.  The penalty is triggered when you enroll in Part B and is based on the amount of time that has passed since your Initial Enrollment Period expired at the end of the third month following your 65th birthday month.  The penalty will be applied as long as you have Part B.